Personal Loan

Avail a personal loan for member upto Rs. 20000/- to 2 Lakhs meet your ceremonial or medical expenses, carry out house renovations, repay your debts or for any other reason acceptable to the Bank.

Features

1. Pre-Payment Penalty : Nil

2. Rate of Interest :  13% * (* Terms and conditions apply as per bank’s policy)

3. Service Charges: Applicable from time to time.

4. Margin: Applicable from time to time.

Eligibility

Get Personal Loans from The Amalner Co-Operative Urban Bank Ltd.

• For Member of the bank

• Co-Applicant:

             Spouse /parents of the applicant can be taken if required.

Documents

• Duly filled form with:

            i. Income Proof of Applicant(s) & Guarantor(s)
            ii. Residential Proof of Applicant(s) & Guarantor(s)
           iii. PAN Card of Applicant(s) & Guarantor(s)
           iv. KYC of Applicant(s) & Guarantor(s)

            v. Property Extract

           vi. Applicable stamp

• No Prime Security
• Two Acceptable Guarantors and Security holders to be also taken as guarantors.
• Other Charges: One Upfront EMI, Misc. Charges, etc.

• Share Membership
• Borrower & Co-Borrower : Regular membership fees @ 5% of unsecured loan amount.
• Guarantors

 To apply for Personal Loan, please contact to branch.